A credit score of 700 and above is considered as ideal. They provided tons of options that made me want to turn my layover into a full-blown trip to Athens. Can you pay off a 72 month car loan early? Marriott Bonvoy Brilliant American Express Card: See Rates and Fees. Winner: I was beyond impressed with Citi Concierge. That means your 60,000 points could be worth $900 instead of $600. So what does that mean for you? Examples of other companies that use the American Express payment network include Bank of America, BBVA Compass, Citigroup, U.S. Bank, USAA, and Wells Fargo. Traveling for spring break? There are also some lounges that you can access via the Plat directly, like Delta SkyClubs. Learn more about the Mastercard Black Card. Most Visa Platinum cards require a credit score in the 600s. When you spend more than $20,000 in purchases during the year and then renew your card, youll get a $125 American Airlines discount. Why was my car loan removed from credit report? How does this compare to the American Express Platinum card? Most Visa Platinum cards require a credit score in the 600s. Amex sourced its information from the travel website Frommers, which emphasized that public transportation is the best option in Athens -- especially the Metro, since buses can get stuck in rush hour traffic. Now that the Citi Prestige card program is no longer accepting new applicants, youll have to look to other options if you like using Citi cards. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. While these cards are quite comparable, youll want to get the Platinum card with its 5x rewards if you travel heavily. Youll earn 2x AAdvantage miles for every $1 spent at gas stations and restaurants. You can redeem any earned rewards instantly using your mobile device. Please view our advertising policy page for more information. Highly flexible, transferable, and with a slew of non-travel related rewards, the RBC Avion Visa Infinite offers a lot to those looking for a travel-centric points program. I may be compensated through 3rd party advertisers but our reviews, comparisons, and articles are based on objective measures and analysis. Which is Better Visa Platinum or Visa Infinite? Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These additional items might include things like Global Entry statement credits, additional travel insurance coverage, increased warranty protection, and access to special events, among others. It is likely that your card will offer additional benefits in addition to these network benefits, but the following includes the minimum benefits that may be offered. There are also some lounges that you can access via the Plat directly, like Delta SkyClubs. Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Although they were incorrect that I could use my $15 monthly Uber Cash credit on Uber rides internationally, the breadth of information about transportation options was more than satisfactory. The Visa Platinum is the second tier of the four Visa credit card types. Ltd. Design & Developed by:Total IT Software Solutions Pvt. Why was my car loan removed from credit report? Youll get a $100 annual credit on any single hotel stay costing $500 or more when paid for with your Citi Premier card. TPG also values Ultimate Rewards points at 2 cents each, making this bonus worth $1,200. Putting this all together, there are a few important items to consider when deciding between these 3 major credit card networks. These points can be redeemed for travel through UBS's own portal. You might be able to qualify for some with a score in the very high 500s. From last times post, note that American Express has discontinued its Platinum version of the card, so the Reserve card is the closest comparison to the CIBC and TD Visa Infinite Privilege versions. Good for traveller oversea. And the card gives you reimbursement of up to $100 every four years for your TSA precheck or Global Entry fees. You might be able to qualify for some with a score in the very high 500s. Additional visits are $27. 6. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, Ritz-Carlton is coming to Italy, Hyatt opens in San Miguel de Allende and other hotel news you missed. Additional visits are $27. And 3x points on all other travel purchases. Score: 4.9/5 ( 46 votes ) The Visa Platinum is the second tier of the four Visa credit card types. In short, it wont do much good to have a credit card if its not accepted at the retailers you plan to visit. Obviously, the Citi AAdvantage card is best for those who prefer to travel with American Airlines. Youll also get a $300 annual travel credit and $120 in partner benefits, which rotate often and include Peloton as of this writing. Want more credit card news and advice from TPG? There are a host of other benefits as well, including travel insurance and the 24/7 Premium Global Assist Hotline access to help you deal with emergencies while traveling. The UBS Visa Infinite Credit Card currently offers a welcome bonus of 25,000 points when you make $3,000 in eligible purchases during the first three months from card account approval. Now, there are platinum credit cards offered for every level of creditworthiness, from bad to excellent, and the word platinum has more to do with marketing than a card's benefits and features. Her first international travel experience was for a summer study abroad program in Italy. The card awards 3x points for commercial air travel, 2x points for gas and groceries, and 1 point for all other eligible purchases. The Chase Sapphire Reserve has an annual fee of $550 and is probably the Platinum cards closest competitor. If you travel somewhat frequently this could be a good card for you. Winner: The Amex Platinum takes the lead in this first category, especially if you are targeted for an elevated offer through CardMatch. See our Advertiser Disclosurefor more details. Rather than standard credit limits and customer service hotlines, elite invite-only cards can come with unlimited credit lines and personal shoppers willing to track down just about anything. The annual fee is $400 per year and includes some attractive benefits that are fairly competitive. The main difference between American Express and Visa is that American Express is both a card issuer and a payment network. All this with a first-year annual fee rebate! Meanwhile, Visa Infinite Concierge and Citi Concierge did not acknowledge my request about the must-sees or must-do's. Thats significantly lower than the Amex Platinum offer, though the spending requirement to earn the bonus is also lower. I had had an Avion visa infinite privilege for many years. For a Visa Infinite credit card, in order to qualify, you need an income of at least $60,000 personal or $100,000 household. This post contains references to products from one or more of our advertisers. The Platinum Card from American Express. All three concierge services provided excellent restaurant recommendations with all the necessary information (address, hours, phone number and type of cuisine). Most Visa Platinum cards require a credit score in the 600s. This means that virtually anywhere that accepts credit cards will accept Mastercard. WebWinner: Platinum Card Concierge wins even if they provided the same number of recommendations as Visa Infinite Concierge. He is also diversifying his investment portfolio by adding a little bit of real estate. WebScotiabank Gold American Express. This card is geared for clients who like to fly American Airlines. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money. With Avion, you earn 1 RBC Rewards point for every $1 CAD you spend with your credit card~ plus 25% more when you use your card to book and pay for travel. Mastercard is accepted at 99% of retailers in the U.S. Testing requirements for travelers (including minors). CEO 6. Ltd. At face value, there appears to be no difference between the types of services offered. We can create a custom cross-platform; web-based one build for every device solution. Were sharing potential alternatives to Amex Platinum, the details on each card and what they might have to offer you, and why you might want to stick with the Platinum card depending on your usage. There is currently a welcome bonus of 60,000 Ultimate Rewards points after you spend $4,000 in purchases within the first three months. The Chase Sapphire Reserve might be a better choice if you want to save upwards of $150 on the annual fee but still enjoy a lot of the same benefits. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. After that, she knew that she was destined to travel as much as possible. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. All three concierge services suggested the same luggage storage at ATH: Care4Bag. Visa Platinum Visa Platinum is a card full of potential, with higher spending limits and greater purchasing power. First introduced overseas, Visa Infinite came to the U.S. around 2016 and remains relatively uncommon. The Visa Platinum is the second tier of the four Visa credit card types. AMEX Plat's PP Select gets you unlimited visits, but guests are $29. A payment network processes transactions, meaning it transfers funds from the card issuer to the merchant. $189 CLEAR Credit: CLEAR uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $189 in statement credits per calendar year after you pay for CLEAR with your Business Platinum Card. In February 2020, Nilson reported that Visa and Mastercard swipe fees had a weighted average of 2.26% compared to American Expresss average fee of 2.3% making this only a 0.04% difference. They even gave us a heads-up that one of the restaurants gets booked up quickly, so reservations are recommended. Therefore, the TD Aeroplan Visa Infinite* Card sweeps this category strictly for its point value in terms of a travel card. Platinum Card Concierge provided an incredibly robust number of activities (and even a photo gallery of these recommendations) for my 12-hour layover in Athens. You must call UBS or contact your UBS Financial Advisor to apply for the card. Performing arts (dance, film, music and opera). If youre looking for a business card that earns high cashback rates, you may want to compare the Scotiabank Passport Visa Infinite and the Gold American Express. It seemed like this concierge service knew everything there was to know about coronavirus protocols in Greece, including hard-to-find information about boat travel restrictions and finding a PCR test to return to your home country. Most Visa Platinum cards require a credit score in the 600s. The Citi Premier Card is one option, and it comes with a $95 annual fee. Just to be safe, the bestbet when traveling abroad is to have a Visa or Mastercard in your wallet. This site does not include all credit card companies or all available credit card offers that are on the market. Christy was born in St. Louis, Missouri, but lived in Texas for the majority of her life. The RBC Visa Infinite Avion ($120 annual fee) also lets you earn 1 RBC Rewards point per $1 spent and comes with a 15,000-point sign-up bonus. The "up to" is key here. One of his favorite tools (here's my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. The "up to" is key here. Members are also eligible for preferred seating for select cultural and sporting events when paying with the Amex Gold card. With Visa and Mastercard, you wont interact with Visa or Mastercard for customer service issues. Does refinancing lower your house payment? All credit bureaus in India offer a credit score between 300-900, 900 being the highest. 10X on hotels and rental cards booked through Chase Ultimate Rewards and 5X points on flights booked through Chase Ultimate Rewards, 3X on travel and dining, 1X on everything else. Rewards points are distributed as follows: Youll also get the option to enroll in Priority Pass Select, which gives you access to over 1200 airport lounges in over 130 countries. How does this compare to the American Express Platinum card? Heavy travelers, however, will likely prefer the Platinum card. As you can see, the high fee is quickly offset by a host of benefits. The U.S. Bank Altitude Reserve card is somewhat competitive with the Platinum card in terms of points rewards. However, if youre looking for a solid rewards card for middle class travel and not high-end travel, the Venture Rewards card might be a good choice for you. UBS Visa Infinite Chase Sapphire Reserve Amex Platinum Card; Contact: 800-953-7392. The American Express Global Lounge Collection can provide an escape at the airport. This is especially true if you like to travel frequently and enjoy the finer things in terms of dining, accommodations, and other travel expenses. You can then redeem these points for a wide array of flexible rewards. Can Australian creditors chase me abroad? Visa Platinum card is the choice of consumers who want more from their cards. While it's easy to pick a winner for individual categories, it's harder to do so overall. Citi AAdvantage Platinum Select World Elite Mastercard, our full review of the Platinum Card by American Express goes into great detail on this too, Learn more about the Mastercard Black Card, Marriott Bonvoy Brilliant American Express Card. Platinum Card Concierge was the only one that responded to my request within the week (five days) with all of the information that I had requested in one email. Other bonus point options may apply when purchasing through Chase Ultimate Rewards as well. The Visa Platinum is the second tier of the four Visa credit card types. Terms Apply. American Express AeroplanPlus The annual fee is $400 per year and includes some attractive benefits that are fairly competitive. For instance, the Chase Sapphire Preferred Credit Card, which has a $95 fee, is a Visa Signature card; the Chase Sapphire Reserve Card, with a $550 fee, is a Visa Infinite card. What credit score does Chase use for auto loans? As of this writing, theres also a $10 per month in credits at participating restaurants when you pay with the Gold Card. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. You won't earn rewards with the U.S. Bank Visa Platinum Card. Hot Tip: Check out our guides to the best Mastercard, Visa, and American Express cardsfor rewards, perks, and cash-back. If I were a frequent traveler that preferred using American Airlines, Id probably carry both cards in my wallet. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Power, American Express came in first in overall customer satisfaction. The UBS Visa Infinite Credit Card * offers a solid but lesser-known premium travel rewards card. While it's certainly not the card for the average consumer, a business owner with tons of expenses -- especially related to travel -- will find this card incredibly valuable. You can use 25,000 points for a flight worth up to $350 or 50,000 points for a flight worth up to $900. Global ATM network. Thats significantly lower than the Amex Platinum offer, though the spending requirement to earn the bonus is also lower. In addition, youll get $179 in Clear Credit when you pay for your Clear membership with your card. What is the credit limit for an Axis Bank Platinum Credit Card? Today, I will be comparing the American Express AeroplanPlus Platinum Card, CIBC Aerogold Visa Infinite Privilege and TD Aeroplan Visa Infinite Privilege Card. Out of all the concierge services, Citi Concierge provided the most in-depth information about COVID-19 procedures and entry requirements for vaccinated travelers in Greece, providing FAQs and information about the following: When it came to coronavirus-related information, the next-best service was Platinum Card Concierge, providing information directly from the U.S. Embassy website. Jan 28, 2022. There are a host of benefits geared toward taking your stay at Marriott properties to the next level. It seems likely that a huge reason for this increase is due to the fees between the networks becoming closer aligned. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. You might be able to qualify for some with a score in the very high 500s. You wont pay any foreign transaction fees when you make a purchase outside of the U.S., and you can use your Venture rewards miles on hotels, flights, and more. is a former TPG writer. There are plenty of alternatives that provide similar perks for a smaller annual fee. With the TD Aeroplan Visa Infinite* Card, you could earn 40,000 points after six months by spending $5,000. Thats significantly lower than the Amex Platinum offer, though the spending requirement to earn the bonus is also lower. Power, American Express came in first in overall customer satisfaction. This site and CardRatings may receive a commission from card issuers. For example, it's rare to see a high-end credit card these days that doesn't offer some form of a Priority Pass lounge membership and a travel or airline credit worth hundreds of dollars. The ability to redeem Avion points at 2cpp for business class and First Class flights as a Visa Infinite Privilege or Business cardholder is just one of the many under-appreciated sweet spots within the overall RBC ecosystem. Plus, your own feed of TPG content. Other rotating benefits, including additional bonus points, may apply. If you'd like to add a comment to this article and share your valuable feedback and opinions, please click here to leave your comment. Each of these credit cards that you apply for has its own set of eligibility requirements related to credit score, credit history, and income levels. Having a platinum credit card used to mean that your credit card was more exclusive and elite than a normal credit card. The Citi Premier card is a nice card for infrequent or domestic travelers not interested in luxury benefits. In the U.S., American Express has virtually the same network size as Mastercard or Visa. It will NOT be published. Visa Signature benefits are less exclusive and apply to a much larger range of cards, including popular travel credit cards and cash-back credit cards. This is because Visa and Mastercard arent the issuers, thus they dont control the minimum requirements. But looking at a cards particular processing network? You get 3X points on travel worldwide and dining worldwide, 1X everywhere else. We may be compensated when you click on links from one or more of our advertising partners. All Rights Reserved. American Express AeroplanPlus The RBC Visa Infinite Avion ($120 annual fee) also lets you earn 1 RBC Rewards point per $1 spent and comes with a 15,000-point sign-up bonus. Youll also receive a $100 annual statement credit toward qualifying airline purchases. 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